Hawaii is a no-fault state in regard to automotive insurance. No matter who caused a collision, each driver’s insurance company is responsible for paying their own expenses. Nevertheless, an insurer might dispute a claim from its own policyholder, depending on the circumstances. Motorcycle accident attorneys in Oahu represent clients in this situation and work to convince the insurer to pay compensation.
Common Scenarios for Collisions
In collisions between motorcycles and passenger vehicles, the driver of the passenger vehicle is usually at fault. The most common scenario is when that driver doesn’t see the motorcyclist approaching. This person then turns onto the highway in front of the bike or makes a left turn in front of an oncoming motorcyclist. The driver might change lanes without seeing the motorcycle already in that lane. In some instances, a driver of a parked car opens the door in the path of an oncoming motorcycle.
Some Reasons for Disputes
Yet the motorcyclist’s insurance company may point out certain behavior by the policyholder that leads claims adjusters to deny or reduce payment. If this person was traveling faster than the speed limit, that could lead to a dispute. The same is true if the injured person had a blood alcohol level higher than the legal limit.
Although Hawaii does not require motorcyclists older than 17 to wear a helmet, not doing so could cause issues with the insurer if the injured person suffered head trauma. The insurer may cite statistics verifying that wearing a helmet prevents this type of injury. Motorcycle accident attorneys in Oahu protect their client’s rights in these situations.
Perseverance by Legal Professionals
People without professional legal experience are more likely to back down in the face of a giant insurance corporation’s explanation of why the amount to be paid will be low. In contrast, a lawyer with an organization such as Yoshida & Associates knows what this client deserves in regard to financial compensation. Attorneys who handle injury cases understand the relevant laws and what prior case history has set forth. Anyone who needs assistance with this type of legal matter can start at Autoaccidentattorneyhonolulu.com.
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