When you need a Car Insurance Quote Santa Cruz for your auto, truck, van, RV or motorcycle, the best place to go quote shopping is online. Comparison-shopping has been around forever and it always a wise decision to compare prices and services between companies when their products or services are similar. We recommend getting at least three quotes when your home needs a new roof, or when your car needs a new engine. Why not get three quotes when looking for insurance? There are a large number of insurance companies that have free quotes on their websites, so your only investment for searching for three insurance quotes is a little time. To save some time, I have listed some of the things an insurance company will ask you during on online Car Insurance Quote Santa Cruz.
1. Getting a Car Insurance Quote Santa Cruz.
Generally, a car insurance quote Santa Cruz will include motor vehicles such as cars, trucks, motorcycles, RV, vans, boats…you get the picture. An online car insurance quote Santa Cruz may ask questions such as the year, make and model of your motor vehicle, your driver’s license number, where the vehicle is garaged, the number of miles driven per year, number of licensed drivers who will use the vehicle to be insured, drivers’ ages, and possibly the Vehicle Identification Number. Other questions may be type of vehicle insurance needed, vehicle anti-theft and safety features, existing mileage on vehicle, your general driving history and current GPA for a possible good student discount.
2. Types of coverage with Car Insurance Quote Santa Cruz.
A car insurance quote Santa Cruz can vary from one area to another. State of California law requires proof of liability insurance when someone registers or renews the registration on a motor vehicle. The minimum liability insurance required is Bodily Injury, $15,000 and $30,000 and Property Damage, $5,000. These are the absolute minimum amounts of coverage required by law, and many California drivers purchase more than the minimum for their own peace of mind and protection from liability. When you are getting an online car insurance quote Santa Cruz, the dollar amounts and types of coverage can be adjusted to fit your comfort zone financially and what you would feel would be sufficient coverage for your lifestyle.
3. Will a Car Insurance Quote Santa Cruz offer a “good driver” discount?
A car insurance quote Santa Cruz says that according to California Law a “Good Driver” is someone who has been a licensed driver for at least three consecutive years and has one point or less on his or her driving record for that period of time. Auto insurance companies offer a discount to Good Drivers and the discount is at least a 20% reduction of the car insurance quote Santa Cruz offered to the non-Good Drivers.
No matter what type of car insurance quote Santa Cruz you are looking for online, auto, truck, RV, motorcycle or van, getting at least three quotes from reputable insurance companies that know your area will save you money and peace of mind in the long run.
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